• Policies

    Financial Aid Code of Conduct

    Code of Conduct established by the National Association of Student Financial Aid Administrators.


    To be eligible to receive any form of financial aid (including loans), a student must be enrolled at least half-time (6 hours per semester) at HSU. Classes you may take elsewhere do not count toward this minimum hour requirement. Enrollment status is established on the official census date of the term (8th class day for the long semester). Financial aid is audited and posted shortly after each term census date.

    Student Debt

    Hardin-Simmons University considers student borrowing an area requiring careful scrutiny by its students and the financial aid office. As a Christian institution, HSU encourages an ethical, responsible approach to debt as an option to meet the financial requirements of obtaining a degree; not an entitlement nor a means to spending outside of educational expenses. Educational expenses include tuition, fees, books/supplies, room/board, transportation, and personal living expenses.

    Student loans are a necessary resource for most students attending college. HSU recognizes that such debt can be deemed an investment toward future success and fulfillment in life. However, irresponsible use of student loans and their repayment can have serious repercussions in later life, especially qualification for other forms of credit such as home or automobile financing.

    Federal student aid statutes dictate that students must demonstrate satisfactory academic progress toward a degree to be eligible for financial aid. Borrowing funds to pay for educational expenses should be kept to an absolute minimum. When a student withdraws or drops classes, loan funds are paying for classes for which the student receives no credit. While unusual situations may warrant class drops or withdrawal, HSU considers this an unwise use of debt financing. Students with multiple withdrawals and/or excessive class drops will be reviewed for satisfactory progress toward a degree and may lose eligibility for student aid. Standards for satisfactory academic progress and information on how changes in enrollment affect financial aid may be found in My Financial Aid Guide, also located in this website.

    Canceling Registration

    A pre-registered student wishing to cancel enrollment for a term must do so before the first day of class. Cancellation after a term has begun requires Withdrawal from the University regardless if the student attended class. The withdrawal process calculates prorated refunds of charges and financial aid returns.

    VA Benefits

    Students eligible to receive education benefits from the Veterans Affairs Administration must register their certification form from the VA to the Office of the University Registrar. The Financial Aid Office will determine eligibility for institutional aid based upon the percentage of tuition covered by the VA benefits. In some cases, VA recipients may not be eligible for tuition-specific scholarships or grants at HSU. Federal financial aid is not affected by VA education benefits.

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