Banking & Financial Services Degree

Without bankers, there would be no commerce – no cars, no buildings, no nothing. That makes banking a noble profession; moreover, one that exposes its employees to a diversity of clients and industries. Bankers help people start businesses and keep production going in tough financial times.

Hardin Simmons University is one of the few universities in Texas to offer a degree in commercial banking and financial services. Critical thinking and analytical skills are sorely needed in today’s bank. Challenges involve compliance, technology, fraud prevention, credit analysis, financial services and sales.

Most of today’s bank employees are in their late 20s to 40s or in their 60s. As senior managers retire, young bankers can enter management sooner than their predecessors. According to Chris Williston, president and CEO of the Independent Bankers Association of Texas, the association gets calls nearly every week from bankers wanting to know where to find new employees. “We’re encouraging more and more universities to get active in this.”

Hardin-Simmons University has answered the call. Its degree was designed by bankers for future bankers.

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Dr. Doug McIntyre

Professor of Business Administration

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  • Banking and Financial Services (B.B.A.)


Why Study Banking & Financial Services at HSU?

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Logical & Outgoing

Do you like numbers? Like to analyze things, but also like interacting with people? A career in banking may be for you!

HSU's Banking & Financial Services program enriches both your hard and soft skills for the business world.

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Experienced Faculty

The Banking & Financial Services program at HSU is led by a faculty with extensive experience in budget management, personnel management, loan and real estate portfolio management.

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Preparation for Diverse Financial Positions

HSU trains students majoring in Banking & Financial Services to become professionals in a wide array of work positions, including Credit Analyst, Audit Manager, Financial Planner, Payroll Administrator, and many more.

Program Details

All courses and course descriptions for the Banking and Financial Services, B.B.A. (BAFS) can be found in the Undergraduate Catalog.

All HSU students are eligible for this program.

According to the Bureau of Labor Statistics, employment of loan officers is projected to grow 11 percent from 2016 to 2026, faster than the average for all occupations. Economic growth will lead to more demand for loan officers, as both businesses and individuals seek credit to finance commercial investment and personal expenditure. Loan officers will be needed to evaluate the creditworthiness of applicants, and determine the likelihood that loans will be paid back in full and on time.

Employment of securities, commodities, and financial services sales agents is projected to grow 6 percent from 2016 to 2026, about as fast as the average for all occupations. The high pay draws many more applicants than there are openings. Therefore, competition for jobs is intense. Certification and a graduate degree, such as a Chartered Financial Analyst (CFA) certification and a master’s degree in business administration (MBA), can improve an applicant’s prospects.