C.I.O.S. Loan Services

C.I.O.S. Loan Disbursements

Promissory Notes

The C.I.O.S. Loan Program is a private loan program. Therefore, a loan application packet must be completed by the recipient prior to the funds being disbursed to the student's account.

Rights & Responsibilities

The entrance questionnaire, Truth in Lending Disclosure, CIOS Pre-Approval Request form, and Thank You card must be completed and returned to the Financial Aid Office. Completion of these forms signifies the student's acceptance of the C.I.O.S. Loan.

C.I.O.S. Exit Interviews

The C.I.O.S. Loan program requires that all recipients complete an exit interview before graduating, leaving the University, or attending less than half-time for the semester enrolled. During the interview the student will be informed of their rights and responsibilities which include the following:

Grace Period
Late charges and/or interest
Prepayment
Default
Name and address change

Students are notified of exit interviews by mail and/or email. If a student fails to complete the exit interview process, a hold will be placed on the student's transcript and/or diploma until we have received all the proper paperwork required.